Thank you for your feedback. If I gave the impression that the company benefits from the fees, that was not my intention. Only that there are wealthy people getting wealthier off the masses participating in their 401k.

As far as REITs, I do like them, but I am not trying to steer investors in any specific direction. There are literally hundreds, if not thousands, of ways to invest. I simply wanted to start the conversation.

The Center for Retirement Research has said that most people are not going to be able to retire on their 401k alone. That is different than what pensions used to provide and I'm not sure how many people know it.